Purchase Options

Thinking of purchasing Home Furnishings online? You've made a great choice!

WE SAY YES! Whether you choose to purchase thru Zero Money Down Special Financing, or one of our No Credit Check Lease Purchase Options, offering you a path to ownership that fits your budget, without you having to visit a showroom, is our goal!
NEW

Zero Money Down
Special Financing

with Approved Credit

The Fortiva Retail Credit line of credit issued by The Bank of Missouri to offer zero money down, no minimum purchase and up to 12 months deferred interest financing*. An Annual Fee may be included in your first monthly payment.

Consider this Option if:

  • You get paid biweekly.
  • You have approximately $750 or more a month in disposable income.
  • You have had your current job for 2 years or more.
  • You have less than perfect credit.

Benefits include:

  • Up to 12 months deferred interest.
  • Easy monthly payments.
  • Retail pricing with no minimum purchase.

Visit Fortiva Retail Credit site to find out if you qualify. Don't qualify? No worries! Take advantage of one of our No Credit Check Purchasing Options.

*No Interest will be charged on the qualifying purchase amount if you pay the amount in full within the 12 month deferred interest period. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments are required. Required monthly payments may or may not pay off your purchase before the end of the promotional period.

6 MONTH RETAIL LEASE PURCHASE OPTION

Seeking a quick ownership option that doesn't involve a credit check? With our 6 Month Retail Lease Purchase option, you'll enjoy the benefits of retail pricing with the convenience of paying over time.

Consider this Option if:

  • You get paid biweekly.
  • You have approximately $500 or more a month in disposable income.
  • You have had your current job for 1 year or more.
  • You have a limited credit history.

Benefits include:

  • No credit check.
  • Return your item anytime without penalty.
  • Service warranty including a free loaner when necessary. Most repairs are on us!

Plus, you'll have the flexibility to turn this into a traditional lease-to-own agreement if unforeseen circumstances arise and you're unable to pay off your product in 6 months.

*Basic verifiable information related to Housing/Source of Income/Personal References is required for approval.

Lease Purchase

Our most flexible option, Lease Purchase allows you to make monthly payments on your purchase over a span of 12-24 months, resulting in ownership status.

Consider this Option if:

  • You get paid weekly.
  • You have approximately $350 or less a month in disposable income.
  • You have had your current job for less than 1 year.
  • You have a limited or poor credit history.

Benefits include:

  • No credit check.
  • Return your item anytime without penalty.
  • Service warranty including a free loaner when necessary. Most repairs are on us!

Our Lease Purchase option is a great choice if you're looking for a path to debt-free ownership that allows you to keep some cash on hand.

*Basic verifiable information related to Housing/Source of Income/Personal References is required for approval.