Purchase Options

Thinking of purchasing Home Furnishings online? You've made a great choice!

WE SAY YES! Whether you choose to purchase thru our No Money Down Special Financing offer, or one of our No Credit Check Lease Purchase Options, offering you a path to ownership that fits your budget, without you ever having to visit a showroom, is our goal!

Lease Purchase

Our most flexible option, Lease Purchase allows you to make small monthly payments on your purchase over a span of 12-24 months. resulting in ownership status.

This option may be best for you if:

  • You get paid weekly.
  • You have $350 or less a month in disposable income.
  • You have had your current job for less than 1 year.
  • You have a limited or poor credit history.

Benefits include:

  • No credit check.
  • Return your item anytime without penalty.
  • Full service warranty including a free loaner when necessary. All repairs are on us!
  • Pre-approval up to $4,000 in merchandise.*

Our Lease Purchase option is a great choice if you're looking for a path to debt-free ownership that allows you to keep some cash on hand.

*Basic verifiable information related to Housing/Employment/Income is required for approval

6 Months Same as Cash Lease Purchase Option

Seeking a quick ownership option that doesn't involve a credit check? With our 6 Months Same As Cash Lease Purchase option, you'll enjoy the benefits of retail pricing with the convenience of paying over time.

This option may be best for you if:

  • You get paid biweekly.
  • You have $500 or more a month in disposable income.
  • You have had your current job for more than 1 year.
  • You have a limited credit history.

Benefits include:

  • No credit check.
  • Return your item anytime without penalty.
  • Full service warranty including a free loaner when necessary. All repairs are on us!
  • Pre-approval for up to $4.000 in merchandise.*

Plus, you'll have the flexibility to turn this into a traditional lease-to-own agreement if unforeseen circumstances arise and you're unable to pay off your product in 6 months.

"Basic verifiable information related to houslng/employment/income Is required for approval

Retail

Have the money to pay for a product in full today? We're retail competitive! Buy it new online or in-store for the retail price indicated.

This option may be best for you if:

  • You have sufficient disposable income on hand.
  • You're looking for the best possible price.
  • You'd prefer not to spread out your payments.

Benefits include:

  • Best price option.
  • No credit check.
  • Immediate ownership.

Looking for the best possible deal?

Remember all retail purchases include Free White Glove Delivery.

NEW

No Money Down
Special Financing

with Approved Credit

We've partnered with Fortiva Retail Credit to offer consumers an even quicker path toward ownership. Purchase a product at retail price and take up to 24 months to pay in full.

This option may be best for you if:

  • You get paid biweekly.
  • You have $750 or more a month in disposable income.
  • You have had your current job for more than 2 years.
  • You have less than perfect credit.

Benefits include:

  • Up to 12 months interest-free financing.
  • Easy monthly payments.
  • Retail competitive pricing with no minimum purchase.
  • Quick ownership.

Visit Fortiva's site to find out if you qualify. Don't qualify? No worries! Take advantage of one of our No Credit Check Purchasing Options. Checking your eligibility will not affect your credit score.